Non-Profit Account Fees

Effective Date: 4/9/20241

Membership2

$5

Non-Profit Share (Savings) Account

Monthly Maintenance Fee3
$2

Non-Profit Money Market Share Account

Monthly Maintenance Fee4
$10

Non-Profit Checking Account

Monthly Maintenance Fee5
$10

Card & ATM Fees


ATM Fees (For Using GKCU-Issued Debit Cards)

ATM Fee for Using CashPoints® ATM
$0
ATM Fee for Using Visa®/PLUS® ATM6 (Completed Transaction)
$1
ATM Fee for Using Visa/PLUS ATM7(Attempted and Denied Transaction)
$0.35

Debit Card Fees (Visa and CashPoints Debit Cards)

Debit Card Replacement
$8
International Transaction8
1%
Debit Card Issue/Reissue
$3
Debit Card Rush Delivery
$15
Debit Card PIN Rush Delivery
$15

Miscellaneous Service Fees


(Services Provided to Members Only)

Copies of Items or Images9 (e.g. checks, statements, etc.)
Up to $1 each
Cashier’s Check Purchase10
$1
Incoming Wire
$0
Outgoing Domestic Wire
$10
Outgoing International Wire
$25
Notary Service
$0
Coin Redemption
$0

1 Fees subject to change daily at the discretion of the Board of Directors.
2 Each member (personal and non-profit entity) must pay a one-time $5 membership fee. Membership fee is charged when member’s first Share Account is opened. This $5 fee amount is paid to the Credit Union and is not deposited to the account.
3 No fee if the account has a minimum balance of $10 on the statement date.
4 No fee if the account maintains a minimum balance of $1,000.
5 Non-profit Checking Accounts are no longer offered as new accounts.
6 When you use a non-CashPoints ATM, the owner/operator of the ATM or any network used may also charge you fees.
7 When you use a non-CashPoints ATM, the ATM owner/operator may charge a fee for a balance inquiry even if you do not complete a monetary transaction.
8 Visa applies a fee to any international transaction. The fee is 1% of the U.S. dollar amount of the international transaction. An international transaction includes (a) any transaction made in a foreign country, and (b) any transaction made or processed outside of the United States. See the Supplemental Terms and Conditions for GKCU Visa Debit, CashPoints, and CashPoints Global Cards, which is a supplement to the Account Rules and Regulations. Your Supplemental Terms and Conditions for GKCU Visa Debit, CashPoints, and CashPoints Global Cards can be found on our Account Disclosures page.
9 $0 for member-requested copies in connection with audits and court orders, $0 for other copy requests of 10 items or less, $1 per item for other copy requests after the first 10 items except as prohibited by law. Checks and statements can also be viewed and printed from Connect GKCU for 24 months [checks] and 18 months [statements] at no charge.
10 Fee waived for any check in the amount of $500 or more.